We recommend exchanging your money at ATMs in the airports once you arrive in Africa. This often provides the best exchange rates compared to currency exchange counters. Before you travel, inform your bank of your plans to avoid any disruptions in service. It’s a good idea to withdraw enough local currency to cover your immediate needs, such as transportation, tips, and small purchases.

While local currency is necessary for everyday transactions, it’s also wise to carry some US dollars. In many countries, particularly Zimbabwe, US dollars are widely accepted and sometimes even preferred. Additionally, US dollars can be useful for tipping or making payments in places where card payments aren’t accepted.

Credit cards are accepted in most lodges, hotels, and larger establishments. However, be cautious about where you use them to avoid potential fraud. It’s also a good idea to carry a backup card in case of any issues.

While it’s essential to have some cash on hand, avoid carrying large sums. Store most of your money in a safe place, such as a hotel safe, and only take what you need for the day.

When handling money, be discreet to avoid drawing attention. This is especially important in crowded areas like markets or busy streets.

Keep a record of your expenses and monitor your accounts regularly to ensure there are no unauthorized transactions.

When withdrawing or exchanging money, try to get a mix of denominations. Small bills can be very useful for tipping and making smaller purchases, especially in rural areas where change might not be readily available.

It’s a good idea to have a small amount of emergency cash stored separately from your main stash. This could be useful if you lose your wallet or face any unexpected expenses.